With 123Calcolo everything adds up!

123Calcolo is a simple accounting application that allows you to quickly calculate withholding tax, VAT, the actual savings during sales and, from today, your loans.
The solution for all your calculating needs at your fingertips – as easy as 123!

VAT

VAT (Value Added Tax) is a general tax on consumption, and is a tax on the “value added” to goods or services at every step from production to the final user of the goods or service.

Thanks to 123Calcolo you can easily calculate VAT by inserting the desired amount, both gross and net, and setting the VAT percentage of your country.

123 Calcolo gives you the possibility to calculate VAT according to the tax regimes of 27 countries.

Check the complete list of countries.

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Withholding tax

Withholding tax is an amount that is withheld (and then paid) in advance on tax due.

123Calcolo offers a quick and easy way to calculate this tax, starting from either a gross or a net amount.

The percentage of the Withholding Tax is set at 20% as required by law.

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Sales

For those who love to shop during the sales, 123Calcolo gives you the possibility to quickly calculate the real savings you can get by buying that product in the sale.

By inserting the start price, simply set the percentage of discount to find the sale price.

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Loans

The Loans tool will help you to evaluate the convenience of a loan, to quickly calculate the amount of the monthly payments, to check the total amount of a loan and how much you must pay to close an existing loan.

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Pay off a loan

It is very easy to calculate the amount required to pay off your personal loan!

Simply insert the interest rate of your bank, the number of monthly payments left and the amount of each payment.

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Calculate your monthly instalments

Thanks to 123 Calcolo it is quick and easy to calculate your monthly mortgage payments.

Insert the amount of the loan, the interest rate of your bank, and the number of instalments.
Soon you’ll know the amount of your monthly instalment.

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Cost of the loan

Do you want to calculate how much your loan will cost you over the life of the loan?

Insert the total amount you wish to borrow, the amount of each instalment and the total number of monthly payments.

You’ll find out immediately the actual total amount of your expenses.

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Calculator

The new calculator function is nicely designed as well as clear and simple to use.

Large buttons and a wide display make it user-friendly for everybody.

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